Opening a business bank account in the UK is one of the first practical steps you will take when setting up a company or going self-employed. The process is straightforward, but the right choice of account and provider depends on your business structure, how you handle money, and whether you need branch access or are … Read more
Running your business finances through a personal current account is not just bad practice when you operate as a limited company; it is actively dangerous. A limited company is a separate legal entity under UK law. Mix the company’s money with your own and you create VAT record-keeping problems, muddle your annual accounts, and risk … Read more
Opening a dedicated business bank account is one of the most practical steps a sole trader can take. It separates your personal and business finances, makes bookkeeping faster, and removes the annual headache of sifting through personal transactions to calculate your tax liability. In the UK, sole traders are not legally required to hold a … Read more
Paying a monthly fee for a business bank account is optional. A growing number of UK banks and fintechs now offer business current accounts with no monthly charge, no minimum balance, and free UK transfers on the standard tier. But “free” covers a wide range of products. Starling and Monzo charge nothing per UK transfer … Read more
Revolut has spent years operating in a regulatory grey area, giving millions of British customers a glimpse of what modern banking could look like without ever being a proper bank. That changed in March 2026, when Revolut received a full UK banking licence through Revolut Bank UK Ltd, bringing with it FSCS protection of up … Read more
Starling Bank review 2026: zero-fee travel card, free business banking with Xero/QuickBooks, 15% EAR overdraft. Full fee breakdown, savings rates, and verdict for UK readers.
Monzo earns our top 5/5 rating for 2026, making it one of the best free current accounts available in the UK. Whether you are looking for a smarter way to manage your day-to-day spending, a fee-free card for travel, or a flexible savings tool, Monzo delivers across the board. In this review, we break down … Read more
Switching your current account in the UK has never been simpler. Thanks to the Current Account Switch Service (CASS), your new bank handles virtually everything: it moves your direct debits, standing orders, balance, and incoming payments (including your salary) across within seven working days, then closes your old account. The process is free, covered by … Read more
We compared the top student bank accounts available in the UK, including digital banks like Monzo, Starling, Chase, and Revolut alongside traditional names like Nationwide and first direct. The table above shows our full ratings. Below you will find our detailed picks and guidance on what to look for as a student. What Makes a … Read more
The best bank account in the UK right now is either Monzo, Starling or Chase – three app-based current accounts that charge no monthly fee, offer full FSCS protection up to £85,000, and come with genuinely useful everyday features. Monzo and Starling are the standout choices for most people, thanks to their clean mobile apps, … Read more