Does Monzo actually have a savings account? Not in the traditional sense. Monzo does not offer a separate, standalone savings account the way a building society or a challenger bank like Chase might. Instead, savings live inside the free Monzo personal current account as “Pots” — ring-fenced sections of your balance that earn interest while … Read more
We compared the best business savings accounts in the UK so your company’s surplus cash earns interest safely.
Starling Bank is one of the most popular business bank accounts in the UK, with more than 500,000 businesses banking with them. Founded in 2014 as the UK’s first fully licensed digital bank, Starling offers a free GBP business current account with unlimited UK payments, FSCS protection and a strong mobile app. In this review … Read more
Opening a business bank account in the UK is one of the first practical steps you will take when setting up a company or going self-employed. The process is straightforward, but the right choice of account and provider depends on your business structure, how you handle money, and whether you need branch access or are … Read more
Running your business finances through a personal current account is not just bad practice when you operate as a limited company; it is actively dangerous. A limited company is a separate legal entity under UK law. Mix the company’s money with your own and you create VAT record-keeping problems, muddle your annual accounts, and risk … Read more
Opening a dedicated business bank account is one of the most practical steps a sole trader can take. It separates your personal and business finances, makes bookkeeping faster, and removes the annual headache of sifting through personal transactions to calculate your tax liability. In the UK, sole traders are not legally required to hold a … Read more
Paying a monthly fee for a business bank account is optional. A growing number of UK banks and fintechs now offer business current accounts with no monthly charge, no minimum balance, and free UK transfers on the standard tier. But “free” covers a wide range of products. Starling and Monzo charge nothing per UK transfer … Read more
Revolut has spent years operating in a regulatory grey area, giving millions of British customers a glimpse of what modern banking could look like without ever being a proper bank. That changed in March 2026, when Revolut received a full UK banking licence through Revolut Bank UK Ltd, bringing with it FSCS protection of up … Read more
Starling Bank review 2026: zero-fee travel card, free business banking with Xero/QuickBooks, 15% EAR overdraft. Full fee breakdown, savings rates, and verdict for UK readers.
Monzo earns our top 5/5 rating for 2026, making it one of the best free current accounts available in the UK. Whether you are looking for a smarter way to manage your day-to-day spending, a fee-free card for travel, or a flexible savings tool, Monzo delivers across the board. In this review, we break down … Read more