Wise does not charge a monthly account fee, and it does not run subscription tiers the way some UK fintechs do. Instead, you pay a small fee each time you send, convert or spend money, and the fee changes depending on the currency and amount involved. This guide breaks down exactly what you pay for ... Read more
Revolut's Standard account is free to open and free to use for most everyday spending. The fees that catch people out sit in the details: ATM limits, weekend currency markups, and what happens once you go over your monthly allowance. This guide breaks down exactly what you pay on every current UK plan, as of ... Read more
A joint account is a bank account shared by two people. Each holder gets equal access to the money and equal responsibility for what happens in it. Not every joint account works the same way, though. A traditional high-street joint account and an app-based one from a digital bank suit different situations, and opening either ... Read more
The best UK current accounts in 2026 charge nothing for everyday banking. Monzo, Starling, Chase, Revolut, First Direct and Nationwide's FlexAccount all come with no monthly fee. But the right one for you depends less on which single account is "best" and more on which type fits how you actually bank, since a packaged account ... Read more
The best business bank accounts in the UK charge nothing for everyday banking in 2026. Starling, Mettle and HSBC's Small Business Account never charge a monthly fee at all. Limited companies must open one: the Companies Act obliges you to keep company money separate from your own. Sole traders face no such obligation, but most ... Read more
If you are searching for a "Post Office bank account," the short answer is that the Post Office no longer offers its own branded current account. It stopped taking new current account customers back in 2019, and the account was fully wound down by 2022. What the Post Office does still offer is something different ... Read more
The ISA allowance for the 2026/27 tax year is £20,000, and you can split it across a Cash ISA, Stocks & Shares ISA, Innovative Finance ISA and Lifetime ISA however you like. Below, we cover how the allowance actually works this year, the separate Lifetime and Junior ISA limits, a few rules that catch people ... Read more
What the Santander Edge Up Current Account is and how it sits above Edge and Everyday Santander runs three current accounts side by side in the UK. There is the fee-free Everyday account, the £3-a-month Edge account, and the Edge Up account reviewed here at £5 a month. Edge Up is the tier built for ... Read more
