Cookie policy and tracking

BankingGeek – Cookie and Tracking Information

Company information

  • Name: LBC Finance UG (haftungsbeschränkt) (also known as LBC Finance UG (haftungsbeschränkt) or BankingGeek)
  • Address: Am hohen Stein 36a, Dresden, Germany 01187
  • Website: https://bankinggeek.com
  • Contact e-mail: team@bankinggeek.com
  • Contact phone: 01520/3873719
  • Site editor: Max Benz

Introduction

At BankingGeek, we use cookies and similar tracking technologies to ensure that our website runs efficiently and offers you the best possible experience. This page explains what cookies are, why we use them, how you can control them, and what legal transparency requirements apply.


What are cookies?

Cookies are small text files that are placed on your device when you visit our website (https://bankinggeek.com/). They help our site store information such as your language preferences or shopping cart contents, so your visit is smoother and more personalized.


Why we use cookies

Improving the user experience

Cookies store your preferences (e.g. language, region, settings) to offer you a smooth, personalized experience.

Improving website performance

By collecting aggregated data on website usage, we can monitor performance, identify technical issues and optimize functionality.

Analyzing visitor behavior

Using common analytics tools (e.g. Google Analytics), we collect non-personal, aggregated data such as session duration, page views and navigation paths in order to improve content, design and functionality.

Supporting marketing initiatives

Some cookies allow us to track the performance of affiliate links and display personalized offers to support our marketing activities, while of course respecting your privacy.


How we use cookies and tracking technologies

1. Essential and functional cookies

  • Purpose:
    These cookies are required for the basic functionality of our website. They enable secure access, smooth navigation and store your most important settings.
  • Use:
    Without these cookies, BankingGeek may not function properly.

2. Analytics and performance cookies

  • Use:
    Cookies (e.g. from Google Analytics) collect aggregated data on how visitors interact with our website (e.g. session duration, page views, navigation paths). We use this data to measure performance and improve usability.

3. Affiliate cookies and third-party tracking

  • Affiliate disclosure:
    We participate in affiliate marketing programs. If you click on affiliate links on our website, you may be redirected to external websites where partners set their own cookies or use other tracking technologies.
  • Data protection:
    We do not collect or transmit any personally identifiable information without your express consent. After redirection, the privacy policy of the external website applies.

4. Other tracking technologies and external services

  • External scripts and resources:
    Our website uses external resources (e.g. Google Fonts, CDNs, jQuery, Bootstrap) to improve design and performance. These third parties may set their own cookies or track usage in accordance with their own privacy policies.
  • Structured data & preload links:
    We use structured data (JSON-LD) as well as preconnect/preload techniques to optimize visibility in search engines and loading times. Although these methods do not set cookies directly, they may be linked to external services that use cookies.

Legal basis

Our cookie practices comply with the legal requirements in Germany. We disclose our approach in accordance with the following laws:

  • General Data Protection Regulation (GDPR, 2018)
  • German Federal Data Protection Act (Bundesdatenschutzgesetz, BDSG, 2018)
  • German Telemedia Act (Telemediengesetz, TMG, 2007)
  • German Telecommunications Act (Telekommunikationsgesetz, TKG, 2004)
  • German Telecommunications and Telemedia Data Protection Act (Telekommunikation-Telemedien-Datenschutzgesetz, TTDSG, 2021)
  • Online Access Act (Onlinezugangsgesetz, OZG, 2017) and Online Access Act Amendment Act (OZGÄndG, 2023)
  • German Civil Code (Bürgerliches Gesetzbuch, BGB, 1900), German Act Against Unfair Competition (Gesetz gegen den unlauteren Wettbewerb, UWG, 2004), German Product Liability Act (Produkthaftungsgesetz, ProdHaftG, 1989), German Price Indication Ordinance (Preisangabenverordnung, PAngV, 2014) and German Consumer Dispute Resolution Act (Verbraucherstreitbeilegungsgesetz, VSBG, 2016)

Jurisdiction

Any disputes or regulatory matters are subject to the Amtsgericht Dresden (Dresden Local Court).

These laws require us to obtain your consent before non-essential cookies are placed on your device.


Cookie table (example)

Cookie namePurposeDurationCategory
ExampleCookieImproves site performance2 years (example)Analytics
AffiliateCookieTracks affiliate performanceVariableMarketing
FunctionalCookieStores user preferencesVariableEssential

Note: This table is an example. The actual cookie names, purposes, durations and categories may vary.


Managing your cookies

Browser settings

Most browsers allow you to block or delete cookies. Please refer to your browser’s help documentation for specific instructions. Blocking cookies may affect the functionality of BankingGeek.

Cookie consent banner

On your first visit to our website (https://bankinggeek.com/), a cookie consent banner appears, giving you the option to accept or adjust your cookie preferences. You can update these settings at any time via the link https://bankinggeek.com/en/cookie-policy/.


Your rights

Under applicable law, you have certain rights regarding your personal data, including:

  • Access: request access to the personal data we hold about you.
  • Rectification: request correction of inaccurate or incomplete data.
  • Erasure: request deletion of your personal data.
  • Restriction of processing: request that we restrict the processing of your data.
  • Objection: object to the processing of your data.
  • Data portability: request that we transfer your personal data to another company.

To exercise these rights, please contact us at: privacy@bankinggeek.com.


FAQ on cookie management

What are cookies?

Cookies are small text files that are stored on your device when you visit a website. They help the website remember your preferences and track your activities.

Why does BankingGeek use cookies?

We use cookies to:

  • Store your preferences (e.g. language or region settings).
  • Improve the performance and functionality of the website.
  • Analyze how users interact with our website, using common analytics tools (e.g. Google Analytics).
  • Support our affiliate and marketing initiatives by tracking the performance of affiliate links and providing personalized offers.

What types of cookies are used on this website?

Our website uses several types of cookies:

  • Essential cookies: necessary for the basic functionality of the website.
  • Performance & analytics cookies: used to monitor website usage and improve our service.
  • Affiliate & marketing cookies: track the performance of affiliate links and help provide personalized offers.
  • Third-party cookies: set by external services (such as Google Fonts, CDNs or analytics tools).

How can I manage or block cookies?

You can manage cookies by:

  • Adjusting your browser settings to block or delete cookies.
  • Using the cookie consent banner on our website to customize your cookie preferences.

Does blocking cookies affect my experience with BankingGeek?

Yes. Disabling cookies may affect the functionality of our website and result in a less personalized browsing experience.

How do affiliate cookies work?

If you click on affiliate links on our website, you may be redirected to external sites where affiliate cookies are set. These cookies help track the performance of affiliate links and personalize offers. Once you leave our website, the privacy policy of the external site applies.

What if I have further questions about cookies or my privacy?

If you have further questions or need additional support, please contact us at: privacy@bankinggeek.com.

How often is this information updated?

We review and update our cookie practices regularly to ensure compliance with legal requirements. Please check back on this page from time to time for the latest information.