first direct is a phone and app-based current account provider and a division of HSBC UK Bank plc, and it has spent more than three decades building a reputation most UK banks would kill for. It has no branches, no flashy marketing gimmicks, and a website that still looks like it belongs to a bank … Read more
GoHenry is a prepaid debit card and money app for children aged 6 to 18, built to teach kids to earn, save, spend and invest under parental supervision. Three plans run from £3.99 to £9.99 a month, every plan includes a free Junior Stocks & Shares ISA, and the company is currently in the middle … Read more
Barclays is one of the UK’s oldest and biggest banks, with roots going back more than 330 years and millions of current account customers today. This review covers the costs, the account tiers, and how safe your money is. It also covers a 2026 strategy reversal on the high street that most other reviews miss. … Read more
Zopa Bank earns a 4.5 out of 5 rating from BankingGeek for 2026. The current account pays interest most rivals don’t, the savings range is genuinely competitive, and every deposit sits behind full FSCS protection. This review covers every product Zopa offers, from the Biscuit current account and Smart Saver through to personal loans and … Read more
Wise does not charge a monthly account fee, and it does not run subscription tiers the way some UK fintechs do. Instead, you pay a small fee each time you send, convert or spend money, and the fee changes depending on the currency and amount involved. This guide breaks down exactly what you pay for … Read more
A joint account is a bank account shared by two people. Each holder gets equal access to the money and equal responsibility for what happens in it. Not every joint account works the same way, though. A traditional high-street joint account and an app-based one from a digital bank suit different situations, and opening either … Read more
The best UK current accounts in 2026 charge nothing for everyday banking. Monzo, Starling, Chase, Revolut, First Direct and Nationwide’s FlexAccount all come with no monthly fee. But the right one for you depends less on which single account is “best” and more on which type fits how you actually bank, since a packaged account … Read more
The ISA allowance for the 2026/27 tax year is £20,000, and you can split it across a Cash ISA, Stocks & Shares ISA, Innovative Finance ISA and Lifetime ISA however you like. Below, we cover how the allowance actually works this year, the separate Lifetime and Junior ISA limits, a few rules that catch people … Read more
Compare the best UK children’s savings accounts of 2026, including Junior ISAs and regular savers, with current AER rates and age eligibility.
Running your business finances through a personal current account is not just bad practice when you operate as a limited company; it is actively dangerous. A limited company is a separate legal entity under UK law. Mix the company’s money with your own and you create VAT record-keeping problems, muddle your annual accounts, and risk … Read more