Terms of use for BankingGeek by LBC Finance UG (haftungsbeschränkt)
Effective from: 05.03.2025
Last updated: 05.03.2025
Introduction
Welcome to BankingGeek (https://bankinggeek.com). These terms of use (“Terms”) govern your access to and use of this website, which is operated by LBC Finance UG (haftungsbeschränkt) (also known as LBC Finance UG (haftungsbeschränkt) and BankingGeek). By using the website, you agree to these Terms, our privacy policy (https://bankinggeek.com/en/privacy-policy/) and our website disclaimer. If you do not agree to these Terms, please do not use the website.
Scope and amendments
Scope
These Terms apply to all visitors, users and other persons who access or use the website. They cover all content, materials, features and services provided on or through the website, including our comparison of financial products for private individuals in the marketing sector.
Amendments
We reserve the right to change, update or replace these Terms at any time without prior notice. The current version is published on the website (https://bankinggeek.com/). Your continued use of the website following any changes constitutes acceptance of the amended Terms.
User obligations
Lawful use
- Use the website solely for lawful purposes and in a manner that does not infringe the rights of third parties or restrict the use and enjoyment of the website by others.
Accuracy and authenticity
- Ensure that you always provide accurate, current and complete information when interacting with the website. You undertake to update your information whenever necessary.
Prohibited activities
You must not:
- Reproduce, copy, distribute or modify any part of the website without our express written permission.
- Use the website to distribute unsolicited commercial communications or to send spam.
- Upload, post or transmit content that is defamatory, libelous, obscene, pornographic, abusive or otherwise unlawful.
- Disrupt or interfere with the operation of the website, its servers or networks.
- Attempt to gain unauthorized access to any part of the website, user accounts or connected computer systems or networks.
Compliance with legal requirements
- You undertake to comply with all applicable local, state, national and international laws and regulations, including the General Data Protection Regulation (GDPR, 2018), the German Federal Data Protection Act (Bundesdatenschutzgesetz, BDSG, 2018), the German Telemedia Act (Telemediengesetz, TMG, 2007), the German Telecommunications Act (Telekommunikationsgesetz, TKG, 2004) as well as the German Telecommunications and Telemedia Data Protection Act (Telekommunikation-Telemedien-Datenschutzgesetz, TTDSG, 2021), the Online Access Act (Onlinezugangsgesetz, OZG, 2017) and the Online Access Act Amendment Act (OZGÄndG, 2023), as well as the German Civil Code (Bürgerliches Gesetzbuch, BGB, 1900), the German Act Against Unfair Competition (Gesetz gegen den unlauteren Wettbewerb, UWG, 2004), the German Product Liability Act (Produkthaftungsgesetz, ProdHaftG, 1989), the German Price Indication Ordinance (Preisangabenverordnung, PAngV, 2014) and the German Consumer Dispute Resolution Act (Verbraucherstreitbeilegungsgesetz, VSBG, 2016).
Accounts and security
Account responsibility
If you create an account on the website, you are responsible for keeping your login credentials confidential and for all activities that occur under your account. You undertake to notify us immediately of any unauthorized use of your account or any security breach.
No guarantee of service
Although we strive to ensure uninterrupted access, we do not guarantee that the website will be available at all times or that it will function error-free, virus-free or free of harmful components.
Affiliate relationships and content
Affiliate notice
The website operates as an affiliate platform and may earn commissions on purchases made through the links provided. We select our affiliate partners carefully, but accept no responsibility for the content, products or services of third parties. By clicking on an affiliate link, you become subject to the terms and privacy policy of the respective third-party provider.
Third-party content
We act solely as a distributor (not as a publisher) of content provided by third parties. The opinions, advice and information of third parties do not necessarily reflect our views, and we make no warranty as to their accuracy or completeness.
Intellectual property
Ownership
All content on this website, including text, images, graphics, logos, icons, software and brand names, is protected by copyright and other intellectual property rights. It is the property of LBC Finance UG (haftungsbeschränkt) or its affiliated companies and is held under registration number HRB 43303 in Germany.
Usage restrictions
You may not reproduce, modify or distribute any content from the website without our prior written consent, except to the extent permitted by law for private, non-commercial use. Unauthorized use is strictly prohibited and may result in legal consequences.
Disclaimers and limitation of liability
Disclaimer of warranties
The website and its content are provided “as is” and “as available” without any express or implied warranties, including but not limited to warranties of accuracy, reliability or fitness for a particular purpose. We do not guarantee that the website will be error-free, uninterrupted or free of harmful components.
Limitation of liability
Under no circumstances shall LBC Finance UG (haftungsbeschränkt) or its affiliated companies, managing directors, officers, employees or agents be liable for any direct, indirect, incidental, special or consequential damages, or for any loss of profits or revenue, arising from your use or inability to use this website.
Governing law and jurisdiction
These Terms are governed by the laws of the Federal Republic of Germany. Any disputes arising from or in connection with these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of the Amtsgericht Dresden (Dresden Local Court).
Miscellaneous provisions
Entire agreement
These Terms, together with our privacy policy (https://bankinggeek.com/en/privacy-policy/) and our website disclaimer, constitute the entire agreement between you and LBC Finance UG (haftungsbeschränkt) regarding your use of the website.
No waiver
Failure to enforce any provision of these Terms shall not constitute a waiver of that or any other provision.
Severability
Should any provision of these Terms be found invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Language
These Terms have been drafted in the English language. In the event of any discrepancy between the English version and a translation, the English version shall prevail.
Call to action
We invite you to explore our website (bankinggeek.com), subscribe to our newsletter for the latest marketing insights and exclusive offers, and follow us on social media to stay up to date with the latest news in the marketing sector. Users who do not agree to these Terms must not access or use the website.
Additional information
- Company founded: 2022
- Target audience: private individuals
- Expertise: finance
- Cookie management: For further details on our use of cookies and your rights, please see our cookie settings page (https://bankinggeek.com/en/cookie-policy/).
- Retention policy: We store data in accordance with a 2-year retention period.