What Mettle is and who it suits Mettle is a free, app-only business current account built by NatWest Group and aimed squarely at sole traders, freelancers and micro-businesses operating in the United Kingdom. The pitch is straightforward: no monthly subscription, a Mastercard debit card, and a suite of built-in bookkeeping tools that would otherwise cost … Read more
Overview: what Revolut Business is, and who it suits Revolut Business is a UK-registered electronic money institution offering multi-currency business accounts, corporate cards, expense management, and a growing suite of treasury tools. It targets small and medium-sized businesses that trade internationally or employ remote teams across different currencies. The proposition is speed and breadth: you … Read more
What is TSB Spend and Save and who is it for? TSB Spend and Save is a free, full-service current account from TSB Bank plc, aimed primarily at everyday UK consumers who want a recognisable high-street name behind their banking while picking up a short-term cashback reward on debit card purchases. The account carries a … Read more
What is the Halifax Current Account and who is it for? Halifax is one of the UK’s largest retail banks, tracing its roots back to 1853 as a building society in West Yorkshire before demutualising and eventually becoming part of Lloyds Banking Group. The Halifax Current Account sits at the entry level of that long … Read more
What is the NatWest Select Account and who is it for? The NatWest Select Account is the flagship free current account from NatWest, one of the UK’s largest high-street banks and part of the NatWest Group plc, which is majority-owned by HM Treasury. It carries no monthly fee and targets everyday banking for UK residents … Read more
What the Santander Everyday Current Account is, and who it suits Santander is one of the largest retail banks operating in the UK, backed by the Spanish-headquartered Santander Group, which holds more than 160 million customers worldwide. The Everyday Current Account is its no-frills, fee-free entry point for UK residents who want a straightforward place … Read more
What is the Lloyds Classic Account and who is it really for? The Lloyds Classic Account is a free, everyday current account from one of the UK’s largest high-street banks. There is no monthly fee, no minimum income requirement, and no complex eligibility hurdle to clear. You get a Visa debit card, access to the … Read more
What the HSBC Bank Account is — and who it suits HSBC is one of the largest banks on the planet, and its standard Bank Account reflects that heritage: a fully-featured current account with a debit card, branch access across the UK, and a global network that few rivals can match. The monthly fee is … Read more
Overview: who the Barclays Bank Account suits, and who it does not The Barclays Bank Account is a free standard current account from one of Britain’s oldest high-street banks, founded in 1690 and today regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It carries £0 monthly fee, comes with a … Read more
Overview: who the first direct 1st Account is for, and who it is not first direct occupies an unusual corner of UK retail banking. Launched in 1989 as a subsidiary of HSBC, it stripped away branches entirely and built its proposition around telephone and, later, app-based service. That decision, radical at the time, turned out … Read more