Monzo and Chase are two of the most popular app-only current accounts in the UK, but they are built around very different ideas. Monzo has spent years perfecting budgeting tools, savings pots and a paid-tier ecosystem, earning a loyal following among people who want to understand and control their money. Chase, launched in the UK ... Read more
Revolut and Starling are two of the biggest names in UK digital banking, but they are built for quite different people. Revolut started as a travel money card and has grown into a feature-heavy fintech platform covering budgeting, crypto, stock trading and multi-currency accounts. Starling, on the other hand, launched as a full UK bank ... Read more
Revolut and Monzo are two of the UK's most popular app-based current accounts, but they appeal to quite different people. Revolut built its name on multi-currency spending and international transfers, offering accounts in over 150 currencies with competitive exchange rates. Monzo started as a budgeting-first bank, and today it holds a full UK banking licence ... Read more
Monzo and Starling are the two most talked-about digital banks in the UK, and for good reason. Both are fully licensed banks, both offer fee-free current accounts, and both are protected by the FSCS up to £120,000. The FSCS limit rose from £85,000 to £120,000 on 1 December 2025. Monzo has built a reputation on ... Read more
Chase UK has made a strong case for itself as a free digital current account. There is no monthly fee, no foreign transaction charges on spending abroad, Apple Pay and Google Pay are both supported, and the linked easy-access saver offered a genuinely competitive boosted rate when we tested it. For most people who want ... Read more
Chip has built a loyal following by offering some of the most competitive easy-access rates on the UK market, paired with a slick app, automatic saving nudges, and round-up features that make saving feel almost effortless. FSCS protection is in place via its partner bank, so your money is covered up to £120,000. The FSCS ... Read more
Tide has built a solid reputation as a quick-to-open business account, particularly for freelancers, sole traders and small limited companies that need invoicing tools and expense cards without fuss. Onboarding takes minutes, the app is clean, and the multiple plan tiers mean you can layer on features as your business grows. For a closer look ... Read more
Starling Bank has built a strong reputation as one of the UK's leading digital current accounts. The account costs nothing to maintain, charges no fees on spending or cash withdrawals abroad, and comes backed by full FSCS protection up to £120,000. The FSCS limit rose from £85,000 to £120,000 on 1 December 2025. Its customer ... Read more
Zopa Bank's Biscuit Current Account punches well above its weight for a no-fee account. The 2% AER in-credit interest on every penny of your balance, up to 4% cashback on Direct Debits, and a linked Regular Saver paying 7.10% AER make it genuinely hard to beat on paper. For a salary account that also earns ... Read more
Revolut has come a long way. Multi-currency spending across 150-plus currencies, real-time analytics, built-in savings vaults and competitive international transfers make it a genuinely useful account for frequent travellers and people who move money across borders regularly. We have used it ourselves and the app experience is slick. How it holds up day to day ... Read more