Privacy policy

LBC Finance UG (haftungsbeschränkt) – a company founded in 2022, registered in Germany under registration number HRB 43303 – is committed to protecting your personal data and respecting your privacy.

Our company, also known as LBC Finance UG (haftungsbeschränkt) and operating under the name BankingGeek, runs various brands, including BankingGeek and bankinggeek.com. We offer a comparison of financial products in the marketing sector (specifically in the field of marketing, with a focus on finance) for our target audience of private individuals.

This privacy notice explains how we collect, process and share your personal data in accordance with applicable laws such as the General Data Protection Regulation (GDPR, 2018), the German Federal Data Protection Act (Bundesdatenschutzgesetz, BDSG, 2018), the German Telemedia Act (Telemediengesetz, TMG, 2007), the German Telecommunications Act (Telekommunikationsgesetz, TKG, 2004) and the German Telecommunications and Telemedia Data Protection Act (Telekommunikation-Telemedien-Datenschutzgesetz, TTDSG, 2021), as well as the Online Access Act (Onlinezugangsgesetz, OZG, 2017) and the Online Access Act Amendment Act (OZGÄndG, 2023). It also informs you about your rights and our data protection procedures.

1. Data protection at a glance

LBC Finance UG (haftungsbeschränkt) is the data controller responsible for your personal data.

Primary address:

Am hohen Stein 36a

Dresden, Germany – 01187

Phone: 01520/3873719

General e-mail: team@bankinggeek.com

Accessibility inquiries: accessibility@bankinggeek.com

Privacy inquiries (if different): : privacy@bankinggeek.com / accessibility@bankinggeek.com

If you have any questions about this privacy notice or our data practices, please contact our Site Editor: Max Benz.

General information

The following notes provide a simple overview of what happens to your personal data when you visit this website. Personal data is any data that can be used to personally identify you. For detailed information on the subject of data protection, please refer to our privacy policy listed below this text.

Data collection on this website

Who is responsible for data collection on this website?

Data processing on this website is carried out by the website operator. Their contact details can be found in the “Notice regarding the responsible party” section of this privacy policy.

How do we collect your data?

Your data is collected, on the one hand, by you providing it to us. This may, for example, be data that you enter into a contact form.

Other data is collected automatically, or after your consent, by our IT systems when you visit the website. This is primarily technical data (e.g. internet browser, operating system or time of page access). This data is collected automatically as soon as you enter this website.

What do we use your data for?

Some of the data is collected to ensure error-free provision of the website. Other data may be used to analyze your user behavior.

What rights do you have regarding your data?

You have the right at any time to receive information free of charge about the origin, recipient and purpose of your stored personal data. You also have the right to request the correction or deletion of this data. If you have given consent to data processing, you can revoke this consent at any time for the future. You also have the right, under certain circumstances, to request the restriction of the processing of your personal data. Furthermore, you have the right to lodge a complaint with the competent supervisory authority.

You are welcome to contact us at any time regarding this and any other questions on the subject of data protection.

Analysis tools and third-party tools

When you visit this website, your browsing behavior may be statistically evaluated. This is primarily done using so-called analysis programs.

Detailed information on these analysis programs can be found in the privacy policy below.

2. Hosting and content delivery networks (CDN)

External hosting

This website is hosted by an external service provider (host). The personal data collected on this website is stored on the host’s servers. This may include, in particular, IP addresses, contact requests, meta and communication data, contract data, contact data, names, website access data and other data generated through a website.

The host is used for the purpose of fulfilling contracts with our potential and existing customers (Art. 6(1)(b) GDPR) and in the interest of a secure, fast and efficient provision of our online services by a professional provider (Art. 6(1)(f) GDPR).

Our host will only process your data to the extent necessary to fulfil its performance obligations and will follow our instructions with respect to this data.

We use the following host:

RAIDBOXES GmbH
Hafenstraße 32
48153 Münster

Data processing agreement

We have concluded a data processing agreement (DPA) with the provider named above. This is a contract required under data protection law that ensures the provider only processes the personal data of our website visitors in accordance with our instructions and in compliance with the GDPR.

Cloudflare

We use the “Cloudflare” service. The provider is Cloudflare Inc., 101 Townsend St., San Francisco, CA 94107, USA (hereinafter “Cloudflare”).

Cloudflare offers a globally distributed content delivery network with DNS. In technical terms, the transfer of information between your browser and our website is routed through Cloudflare’s network. This enables Cloudflare to analyze the traffic between your browser and our website and to act as a filter between our servers and potentially malicious traffic from the internet. In doing so, Cloudflare may also use cookies or other technologies to recognize internet users, which are used solely for the purpose described here.

The use of Cloudflare is based on our legitimate interest in providing our online services in as error-free and secure a manner as possible (Art. 6(1)(f) GDPR).

The transfer of data to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://www.cloudflare.com/privacypolicy/.

Further information on security and data protection at Cloudflare can be found here: https://www.cloudflare.com/privacypolicy/.

Data processing agreement

We have concluded a data processing agreement (DPA) with the provider named above. This is a contract required under data protection law that ensures the provider only processes the personal data of our website visitors in accordance with our instructions and in compliance with the GDPR.

3. General information and mandatory disclosures

Data protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with statutory data protection regulations and this privacy policy.

When you use this website, various pieces of personal data are collected. Personal data is data that can be used to personally identify you. This privacy policy explains what data we collect and what we use it for. It also explains how and for what purpose this happens.

We would like to point out that data transmission over the internet (e.g. when communicating by e-mail) may have security gaps. Complete protection of data against access by third parties is not possible.

Notice regarding the responsible party

The party responsible for data processing on this website is:

LBC Finance UG (haftungsbeschränkt)
Am hohen Stein 36a
01189 Dresden

Phone: 01520/3873719
E-mail: max@bankinggeek.com

The responsible party is the natural or legal person who, alone or jointly with others, determines the purposes and means of processing personal data (e.g. names, e-mail addresses, etc.).

Storage period

Unless a more specific storage period has been specified within this privacy policy, your personal data will remain with us until the purpose for the data processing no longer applies. If you assert a legitimate request for deletion or revoke your consent to data processing, your data will be deleted, unless we have other legally permissible reasons for storing your personal data (e.g. retention periods under tax or commercial law); in the latter case, deletion will take place once these reasons no longer apply.

Data protection officer

We have appointed a data protection officer for our company.

Max Benz
Am hohen Stein 36a
01189 Dresden

Phone: 01520/3873719
E-mail: max@bankinggeek.com

Notice regarding data transfer to the USA and other third countries

Among other things, we use tools from companies based in the USA or other third countries that are not considered secure under data protection law. If these tools are active, your personal data may be transferred to and processed in these third countries. We would like to point out that a level of data protection comparable to that in the EU cannot be guaranteed in these countries. For example, US companies are required to disclose personal data to security authorities without you, as the data subject, being able to take legal action against this. It therefore cannot be ruled out that US authorities (e.g. intelligence services) may process, analyze and permanently store your data located on US servers for surveillance purposes. We have no influence over these processing activities.

Revoking your consent to data processing

Many data processing operations are only possible with your express consent. You can revoke consent you have already given at any time. The lawfulness of the data processing carried out until the revocation remains unaffected by the revocation.

Right to object to data collection in special cases and to direct marketing (Art. 21 GDPR)

IF THE DATA PROCESSING IS BASED ON ART. 6(1)(E) OR (F) GDPR, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME, FOR REASONS ARISING FROM YOUR PARTICULAR SITUATION, TO THE PROCESSING OF YOUR PERSONAL DATA; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE LEGAL BASIS ON WHICH PROCESSING IS BASED CAN BE FOUND IN THIS PRIVACY POLICY. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR AFFECTED PERSONAL DATA, UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING THAT OUTWEIGH YOUR INTERESTS, RIGHTS AND FREEDOMS, OR THE PROCESSING SERVES THE ASSERTION, EXERCISE OR DEFENSE OF LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21(1) GDPR).

IF YOUR PERSONAL DATA IS PROCESSED FOR THE PURPOSE OF DIRECT MARKETING, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF PERSONAL DATA CONCERNING YOU FOR THE PURPOSE OF SUCH MARKETING; THIS ALSO APPLIES TO PROFILING TO THE EXTENT THAT IT IS RELATED TO SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR PERSONAL DATA WILL SUBSEQUENTLY NO LONGER BE USED FOR THE PURPOSE OF DIRECT MARKETING (OBJECTION PURSUANT TO ART. 21(2) GDPR).

Right to lodge a complaint with the competent supervisory authority

In the event of violations of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the member state of their habitual residence, place of work or the place where the alleged violation occurred. This right to lodge a complaint applies without prejudice to any other administrative or judicial remedy.

Right to data portability

You have the right to have data that we process automatically on the basis of your consent or in fulfillment of a contract handed over to you or to a third party in a commonly used, machine-readable format. If you request the direct transfer of the data to another controller, this will only be done to the extent that it is technically feasible.

SSL or TLS encryption

For security reasons and to protect the transmission of confidential content, such as orders or inquiries that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock icon in your browser line.

If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

Information, deletion and correction

Within the framework of applicable statutory provisions, you have the right at any time to free information about your stored personal data, its origin and recipients, and the purpose of the data processing, and, if applicable, a right to correction or deletion of this data. You are welcome to contact us at any time regarding this and any other questions about personal data.

Right to restriction of processing

You have the right to request the restriction of the processing of your personal data. You may contact us at any time for this purpose. The right to restriction of processing applies in the following cases:

  • If you dispute the accuracy of your personal data stored by us, we generally need time to verify this. For the duration of this verification, you have the right to request the restriction of the processing of your personal data.
  • If the processing of your personal data was/is unlawful, you can request the restriction of data processing instead of deletion.
  • If we no longer need your personal data, but you need it to assert, exercise or defend legal claims, you have the right to request the restriction of the processing of your personal data instead of deletion.
  • If you have lodged an objection pursuant to Art. 21(1) GDPR, a balance must be struck between your interests and ours. As long as it has not yet been determined whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, this data may – with the exception of its storage – only be processed with your consent, or for the assertion, exercise or defense of legal claims, or for the protection of the rights of another natural or legal person, or for reasons of important public interest of the European Union or a member state.

Objection to promotional e-mails

We hereby object to the use of contact data published within the scope of the legal notice obligation for the purpose of sending unsolicited advertising and information materials. The operators of these pages expressly reserve the right to take legal action in the event of unsolicited sending of advertising material, for example via spam e-mails.

4. Data collection on this website

Cookies

Our websites use so-called “cookies”. Cookies are small text files that do not cause any damage to your device. They are stored on your device either temporarily for the duration of a session (session cookies) or permanently (persistent cookies). Session cookies are automatically deleted when your visit ends. Persistent cookies remain stored on your device until you delete them yourself or your web browser deletes them automatically.

In some cases, cookies from third-party companies may also be stored on your device when you visit our site (third-party cookies). These enable us or you to use certain services of the third-party company (e.g. cookies for processing payment services).

Cookies have various functions. Many cookies are technically necessary, as certain website functions would not work without them (e.g. the shopping cart function or the display of videos). Other cookies are used to evaluate user behavior or to display advertising.

Cookies that are required to carry out the electronic communication process (necessary cookies), or to provide certain functions that you have requested (functional cookies, e.g. for the shopping cart function), or to optimize the website (e.g. cookies for measuring the web audience), are stored on the basis of Art. 6(1)(f) GDPR, unless another legal basis is specified. The website operator has a legitimate interest in storing cookies for the technically error-free and optimized provision of its services. If consent has been requested for the storage of cookies, the relevant cookies are stored exclusively on the basis of this consent (Art. 6(1)(a) GDPR); consent can be revoked at any time.

You can set your browser so that you are informed when cookies are set and allow cookies only in individual cases, exclude the acceptance of cookies for certain cases or in general, and activate the automatic deletion of cookies when you close your browser. If you disable cookies, the functionality of this website may be limited.

To the extent that cookies are used by third-party companies or for analysis purposes, we will inform you of this separately within the scope of this privacy policy and, if applicable, request your consent.

Server log files

The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:

  • Browser type and browser version
  • Operating system used
  • Referrer URL
  • Host name of the accessing computer
  • Time of the server request
  • IP address

This data is not merged with other data sources.

This data is collected on the basis of Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the technically error-free presentation and optimization of its website; the server log files must be collected for this purpose.

Contact form

If you send us inquiries via the contact form, the information you provide in the inquiry form, including the contact details you provide there, will be stored by us for the purpose of processing the inquiry and in case of follow-up questions. We do not share this data without your consent.

This data is processed on the basis of Art. 6(1)(b) GDPR, provided that your request is related to the fulfillment of a contract or is necessary for carrying out pre-contractual measures. In all other cases, processing is based on our legitimate interest in the effective handling of the inquiries addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR), if this has been requested.

The data you enter in the contact form will remain with us until you ask us to delete it, revoke your consent to storage, or the purpose for storing the data no longer applies (e.g. after your inquiry has been fully processed). Mandatory statutory provisions, in particular retention periods, remain unaffected.

Inquiries by e-mail, phone or fax

If you contact us by e-mail, phone or fax, your inquiry, including all personal data resulting from it (name, request), will be stored and processed by us for the purpose of handling your request. We do not share this data without your consent.

This data is processed on the basis of Art. 6(1)(b) GDPR, provided that your request is related to the fulfillment of a contract or is necessary for carrying out pre-contractual measures. In all other cases, processing is based on our legitimate interest in the effective handling of the inquiries addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR), if this has been requested.

The data you send to us via contact inquiries will remain with us until you ask us to delete it, revoke your consent to storage, or the purpose for storing the data no longer applies (e.g. after your request has been fully processed). Mandatory statutory provisions, in particular statutory retention periods, remain unaffected.

Registration on this website

You can register on this website to use additional features on the site. We only use the data entered for this purpose to use the respective offer or service for which you have registered. The mandatory information requested during registration must be provided in full. Otherwise, we will reject the registration.

For important changes, for example to the scope of our offering or in the event of technically necessary changes, we use the e-mail address provided during registration to inform you accordingly.

The data entered during registration is processed for the purpose of carrying out the usage relationship established by the registration and, if applicable, for the initiation of further contracts (Art. 6(1)(b) GDPR).

The data collected during registration will be stored by us for as long as you are registered on this website and will be deleted thereafter. Statutory retention periods remain unaffected.

Comment function on this website

For the comment function on this site, in addition to your comment, information on the time the comment was created, your e-mail address and, if you do not post anonymously, the username you have chosen will be stored.

Storage of the IP address

Our comment function stores the IP addresses of users who write comments. Since we do not check comments on this website before they are published, we need this data in order to be able to take action against the author in the event of legal violations such as insults or propaganda.

Subscribing to comments

As a user of the site, you can subscribe to comments after logging in. You will receive a confirmation e-mail to check whether you are the holder of the e-mail address provided. You can unsubscribe from this function at any time via a link in the information e-mails. In this case, the data entered as part of subscribing to comments will be deleted; however, if you have provided this data to us for other purposes and elsewhere (e.g. newsletter subscription), this data will remain with us.

Storage period for comments

Comments and the associated data are stored and remain on this website until the commented content has been completely deleted or the comments must be deleted for legal reasons (e.g. offensive comments).

Legal basis

Comments are stored on the basis of your consent (Art. 6(1)(a) GDPR). You can revoke consent you have given at any time. An informal e-mail to us is sufficient for this purpose. The lawfulness of the data processing operations already carried out remains unaffected by the revocation.

Categories of personal data collected

We process the following data:

  • Information you actively provide: e.g. details from contact forms, registration data, survey responses.
  • Copies of correspondence: e-mails, letters and other means of communication.
  • Website usage data: information about visits, usage behavior, technical data such as IP address, browser type and operating system.
  • Device-related information: technical details of the device you use.

Provision of personal data

If you do not provide us with the data we require (e.g. for the fulfillment of a contract in connection with the provision of financial products), this may mean that we are unable to provide the service. In such a case, we will inform you of the consequences.

Purposes and legal bases of data processing

We process your data for, among others, the following purposes:

  • Optimal presentation: adaptation and delivery of our content.
  • Information & communication: providing details about our financial products and offers.
  • Contract fulfillment: to provide the agreed services.
  • Legal obligations: fulfillment of retention and reporting obligations.
  • Marketing: sending informational and promotional messages, subject to appropriate consent.
  • Statistical analysis: anonymized evaluation of user data.

Processing is based on:

  • Contract fulfillment (Art. 6(1)(b) GDPR)
  • Legal obligations (Art. 6(1)(c) GDPR)
  • Legitimate interests (Art. 6(1)(f) GDPR)
  • Your consent (Art. 6(1)(a) GDPR)

Marketing communication

We only send marketing information if you have given your express consent or have already been in contact with us. You can revoke your consent at any time by e-mail (team@bankinggeek.com) or via the unsubscribe link contained in our messages.

5. Analysis tools and advertising

Google Tag Manager

We use Google Tag Manager. The provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland.

Google Tag Manager is a tool that allows us to integrate tracking or statistics tools and other technologies into our website. Google Tag Manager itself does not create user profiles, does not store cookies and does not perform any independent analyses. It merely serves to manage and deliver the tools integrated through it. However, Google Tag Manager does collect your IP address, which may also be transmitted to Google’s parent company in the United States.

The use of Google Tag Manager is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the fast and straightforward integration and management of various tools on its website. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

Google Analytics

This website uses functions of the web analytics service Google Analytics. The provider is Google Ireland Limited (“Google”), Gordon House, Barrow Street, Dublin 4, Ireland.

Google Analytics enables the website operator to analyze the behavior of website visitors. In doing so, the website operator receives various usage data, such as page views, time spent on the site, operating systems used and the origin of the user. Google may combine this data into a profile associated with the respective user or their device.

Furthermore, we can use Google Analytics to record, among other things, your mouse and scroll movements and clicks. Google Analytics also uses various modeling approaches to supplement the collected data sets and uses machine learning technologies in data analysis.

Google Analytics uses technologies that enable the recognition of the user for the purpose of analyzing user behavior (e.g. cookies or device fingerprinting). The information collected by Google about the use of this website is generally transmitted to a Google server in the USA and stored there.

This analysis tool is used on the basis of Art. 6(1)(f) GDPR. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising. If corresponding consent has been requested (e.g. consent to the storage of cookies), processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

The transfer of data to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://privacy.google.com/businesses/controllerterms/mccs/.

IP anonymization

We have activated the IP anonymization function on this website. As a result, your IP address is shortened by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area prior to transmission to the USA. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide the website operator with other services relating to website and internet usage. The IP address transmitted by your browser as part of Google Analytics is not merged with other Google data.

Browser plugin

You can prevent the collection and processing of your data by Google by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout?hl=de.

For more information on how Google Analytics handles user data, please refer to Google’s privacy policy: https://support.google.com/analytics/answer/6004245?hl=de.

Data processing agreement

We have concluded a data processing agreement with Google and fully implement the strict requirements of the German data protection authorities when using Google Analytics.

Storage period

Data stored by Google at user and event level that is linked to cookies, user identifiers (e.g. User ID) or advertising IDs (e.g. DoubleClick cookies, Android advertising ID) is anonymized or deleted after 14 months. Details can be found at the following link: https://support.google.com/analytics/answer/7667196?hl=de

Google Ads

The website operator uses Google Ads. Google Ads is an online advertising program of Google Ireland Limited (“Google”), Gordon House, Barrow Street, Dublin 4, Ireland.

Google Ads enables us to display advertisements in the Google search engine or on third-party websites when the user enters certain search terms on Google (keyword targeting). In addition, targeted advertisements can be displayed based on user data available at Google (e.g. location data and interests) (audience targeting). As the website operator, we can evaluate this data quantitatively, for example by analyzing which search terms led to our advertisements being displayed and how many advertisements led to corresponding clicks.

The use of Google Ads is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in marketing its products and services as effectively as possible.

The transfer of data to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://policies.google.com/privacy/frameworks and https://privacy.google.com/businesses/controllerterms/mccs/.

VG Wort tracking pixel

Our website includes texts that contain a so-called tracking pixel (METIS tracking pixel). The provider is the collecting society VG WORT (Verwertungsgesellschaft WORT, a legal association by grant of rights), Untere Weidenstraße 5, 81543 Munich (hereinafter VG Wort).

The pixel counts the views of texts and forwards them to VG Wort in anonymized form in order to determine the payments due to authors. The VG Wort pixel is used on the basis of our legitimate interest in receiving remuneration for the texts published on our website, on behalf of our authors or ourselves (Art. 6(1)(f) GDPR). There are no conflicting interests of website visitors, since the data is transmitted to VG Wort in anonymized form.

6. Plugins and tools

YouTube with enhanced data protection

This website embeds YouTube videos. The operator of the pages is Google Ireland Limited (“Google”), Gordon House, Barrow Street, Dublin 4, Ireland.

We use YouTube in enhanced data protection mode. According to YouTube, this mode causes YouTube not to store any information about visitors to this website before they watch the video. However, the enhanced data protection mode does not necessarily rule out the sharing of data with YouTube partners. For instance, YouTube establishes a connection to the Google DoubleClick network regardless of whether you watch a video.

As soon as you start a YouTube video on this website, a connection to YouTube’s servers is established. This tells the YouTube server which of our pages you have visited. If you are logged into your YouTube account, you allow YouTube to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your YouTube account.

Furthermore, after starting a video, YouTube may store various cookies on your device or use comparable recognition technologies (e.g. device fingerprinting). In this way, YouTube can obtain information about visitors to this website. Among other things, this information is used to compile video statistics, improve user-friendliness and prevent fraud attempts.

Additional data processing operations over which we have no control may be triggered after a YouTube video is started.

YouTube is used in the interest of presenting our online offerings in an appealing manner. This constitutes a legitimate interest within the meaning of Art. 6(1)(f) GDPR. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

Further information on data protection at YouTube can be found in their privacy policy at: https://policies.google.com/privacy?hl=de.

Vimeo

This website uses plugins from the video portal Vimeo. The provider is Vimeo Inc., 555 West 18th Street, New York, New York 10011, USA.

When you visit one of our pages equipped with a Vimeo video, a connection to Vimeo’s servers is established. This tells the Vimeo server which of our pages you have visited. Vimeo also obtains your IP address. This applies even if you are not logged into Vimeo or do not have a Vimeo account. The information collected by Vimeo is transmitted to the Vimeo server in the USA.

If you are logged into your Vimeo account, you allow Vimeo to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your Vimeo account.

To recognize website visitors, Vimeo uses cookies or comparable recognition technologies (e.g. device fingerprinting).

Vimeo is used in the interest of presenting our online offerings in an appealing manner. This constitutes a legitimate interest within the meaning of Art. 6(1)(f) GDPR. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

The transfer of data to the USA is based on the standard contractual clauses of the EU Commission and, according to Vimeo, also on “legitimate business interests”. Details can be found here: https://vimeo.com/privacy.

Further information on how user data is handled can be found in Vimeo’s privacy policy at: https://vimeo.com/privacy.

Google Web Fonts

This site uses so-called web fonts provided by Google for the uniform display of typefaces. When you open a page, your browser loads the required web fonts into your browser cache in order to display text and typefaces correctly.

For this purpose, the browser you use must connect to Google’s servers. As a result, Google becomes aware that this website has been accessed via your IP address. The use of Google Web Fonts is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the uniform presentation of its website’s typeface. If corresponding consent has been requested (e.g. consent to the storage of cookies), processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

If your browser does not support web fonts, a standard font from your computer will be used.

Further information on Google Web Fonts can be found at https://developers.google.com/fonts/faq and in Google’s privacy policy: https://policies.google.com/privacy?hl=de.

Font Awesome

This site uses Font Awesome for the uniform display of typefaces and symbols. The provider is Fonticons, Inc., 6 Porter Road Apartment 3R, Cambridge, Massachusetts, USA.

When you open a page, your browser loads the required fonts into your browser cache in order to display text, typefaces and symbols correctly. For this purpose, the browser you use must connect to Font Awesome’s servers. As a result, Font Awesome becomes aware that this website has been accessed via your IP address. The use of Font Awesome is based on Art. 6(1)(f) GDPR. We have a legitimate interest in the uniform presentation of the typeface on our website. If corresponding consent has been requested (e.g. consent to the storage of cookies), processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

If your browser does not support Font Awesome, a standard font from your computer will be used.

Further information on Font Awesome can be found in Font Awesome’s privacy policy at: https://fontawesome.com/privacy.

Google Maps

This site uses the Google Maps mapping service. The provider is Google Ireland Limited (“Google”), Gordon House, Barrow Street, Dublin 4, Ireland.

To use the functions of Google Maps, it is necessary to store your IP address. This information is generally transmitted to a Google server in the USA and stored there. The provider of this site has no influence over this data transfer. When Google Maps is activated, Google may use Google Web Fonts for the uniform display of typefaces. When you open Google Maps, your browser loads the required web fonts into your browser cache in order to display text and typefaces correctly.

Google Maps is used in the interest of presenting our online offerings in an appealing manner and making the locations we indicate on the website easy to find. This constitutes a legitimate interest within the meaning of Art. 6(1)(f) GDPR. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

The transfer of data to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://privacy.google.com/businesses/gdprcontrollerterms/ and https://privacy.google.com/businesses/gdprcontrollerterms/sccs/.

For more information on how user data is handled, please refer to Google’s privacy policy: https://policies.google.com/privacy?hl=de.

7. Online marketing and affiliate programs

Affiliate programs on this website

The website operator participates in affiliate partner programs. If you click on an advertisement on our website that participates in the partner program and subsequently complete a transaction (e.g. a purchase), we receive compensation from our affiliate partners for this. To make this possible, our affiliate partners must be able to identify you and determine that you reached the respective product via the advertisement placed on our site and completed the predefined transaction. For this purpose, our affiliate partners use cookies or comparable recognition technologies (e.g. device fingerprinting).

The storage and analysis of this data is based on Art. 6(1)(f) GDPR. The website operator has a legitimate interest in the correct calculation of its affiliate compensation. If corresponding consent has been requested (e.g. consent to the storage of cookies), processing takes place exclusively on the basis of Art. 6(1)(a) GDPR; consent can be revoked at any time.

We participate in the following affiliate programs:

Amazon affiliate program

The provider is Amazon Europe Core S.à.r.l. Details can be found in Amazon’s privacy policy at: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010.

AWIN

The operator of the affiliate network is AWIN AG, Eichhornstraße 3, 10785 Berlin (hereinafter “AWIN”). We are jointly responsible with AWIN, and where applicable with the advertiser, for the data processing associated with the partner program. The obligations we share have been set out in a joint controller agreement. Under this agreement, you as a data subject can contact any of the controllers with your request. Whichever controller is contacted first will respond to your request. Each controller independently provides data protection information in accordance with Art. 13, 14 and 26 GDPR and takes the necessary measures to protect personal data and comply with the remaining GDPR provisions within its own company. The joint controller agreement is available in AWIN’s terms and conditions at the following link: https://s3.amazonaws.com/docs.awin.com/Legal/Publisher+Terms/2020/DE+Publisher+Terms+GDPR+Annex.pdf.

Other affiliate partner programs

Financeads.net

8. Disclosure of personal data

Your data is only disclosed in the following cases:

  • Within our corporate group: to affiliated companies.
  • To service providers: to fulfill contractual services (e.g. hosting, payment processing).
  • For legitimate interests: where this is necessary to protect our rights or the rights of others.
  • In connection with business transfers: e.g. in the event of mergers or the sale of parts of the company.
  • To comply with legal requirements: where legal obligations exist.

All third parties process the data solely on our instructions and in compliance with applicable data protection regulations.

9. Data security

We employ extensive technical and organizational measures to protect your data from unauthorized access, loss or manipulation. These include, for example:

  • Encryption (e.g. SSL/TLS)
  • Regular security checks and audits
  • Strict access controls

In the event of a data breach, we will inform you and the competent authorities without delay.

10. Data retention

Your personal data is only stored for as long as necessary to fulfill the processing purposes or as required by statutory retention periods (generally 2 years). The data is then securely deleted or anonymized.

11. Rights of data subjects

You have the following rights with regard to your personal data:

  • Withdrawal of consent: you can withdraw your consent at any time.
  • Access: you have the right to obtain information about the data we process.
  • Rectification: if your data is inaccurate or incomplete, you can request that it be corrected.
  • Erasure (“right to be forgotten”): under certain conditions, you can request that your data be deleted.
  • Restriction of processing: you can request that the processing of your data be restricted.
  • Data portability: you have the right to receive your data in a structured, commonly used and machine-readable format, or to request that it be transferred to another controller.
  • Objection: in particular in the case of direct marketing, you can object to the processing of your data.

To exercise your rights, please contact us at: team@bankinggeek.com.

International data transfers

Your data may also be processed outside the European Economic Area (EEA). In these cases, we ensure through:

  • Adequacy decisions of the European Commission
  • Standard contractual clauses (SCCs)
  • Other appropriate measures

that the level of data protection is maintained even in the case of international transfers.

Changes to the privacy policy

We reserve the right to update this privacy policy in the event of changes to our data processing procedures or due to legal requirements. Significant changes will be communicated on our website and, if necessary, also by e-mail (to team@bankinggeek.com). The current version is always available on our website.

Complaints

If you believe that the processing of your personal data does not comply with applicable data protection regulations, you have the right to lodge a complaint with the competent supervisory authority (e.g. at the Amtsgericht Dresden). Alternatively, you can contact us directly:

E-mail: team@bankinggeek.com
Phone: 01520/3873719

Extended contact information

For all questions regarding this privacy policy, you can reach us at:

LBC Finance UG (haftungsbeschränkt) (a.k.a. BankingGeek)
Am hohen Stein 36a, 01189 Dresden, Germany
Phone: 01520/3873719
E-mail: team@bankinggeek.com
Privacy/accessibility: privacy@bankinggeek.com / accessibility@bankinggeek.com
Contact person: Max Benz